Building Your Tomorrow
Comprehensive, collaborative, and dynamic financial plans
At Smarter Bear, we help you take control of your financial future through comprehensive, collaborative, and dynamic planning. Whether you’re setting goals, navigating life changes, or simply looking for clarity, our personalized approach adapts to your needs every step of the way.
Your journey is unique. We’re here to help you make smarter choices—every step of the way.
We offer support with
- Goal-setting, budgeting, and cash flow management
- Insurance and risk plan reviews
- Retirement, Social Security, and Medicare planning
- Education and legacy strategies
- Compensation and pension analysis
- Ongoing updates and direct access to expert guidance
Snapshot
Probability of success
92%
Asset simulation
Tax allocation summary
$233,000
Taxable asset
$592,696
Tax deferred asset
$32,000
Tax free asset
Net worth
$1.27mm
Federal tax rate
18.5%
Balance sheet
| Bank | $10,000 |
| Invested assets | $844,696 |
| Real estate assets | $550,000 |
| Life insurance cash value | $0 |
| Other assets | $0 |
| Credit cards | $10,000 |
| Mortgages | $125,000 |
| Home equities | $0 |
| Student loans | $0 |
| Other debts | $0 |
| Net worth | $1,269,696 |
Current allocation
71% / 29%
- U.S. Equities
- International Equities
- Emerging Markets
- Real Estate
- U.S. Bonds
- International Bonds
- Cash
- Other