Financial Freedom Starts with a Plan
No hidden fees. No commissions. No products to sell.
Your success leads to our success.
We begin every client relationship by working with you to understand what’s important to you. We’ll analyze your goals and current circumstances and come up with a plan that is right for you. This personal approach ensures that we can provide planning and investment guidance that really matches your objectives, life goals and risk tolerance.
We're here to help people with complex financial situations create plans and investment strategies to best meet their long-term financial goals. Have questions about investments, taxes, retirement, and/or estate planning? One of our founders would be glad to help.
We are fee-only financial fiduciary advisors who didn't grow up in the financial services industry. We bring a different perspective to helping our clients plan for the future. We've spent a career helping to build some of the most successful companies in America. We couldn't find the kind of advice that we and our peers needed for complex personal and family financial decisions, so we set out to build it ourselves.
"Keep up-to-date with us by checking out what's going on in the market, our industry, and around our office!"
BDCs offer access to private debt and private equity in a publicly traded instrument. They are rapidly gaining popularity because they promise to be noncorrelated to stocks and most types of bonds...
Larry Derany
HSAs, which must be paired with high-deductible health care plans, have a triple tax advantage:
Larry Derany
The limited purpose of life insurance and annuities. Unlike some large financial companies, Smarter Bear does not universally dismiss life insurance and annuities as potentially having a role in a...
Larry Derany
